Solution

Analytics & Data Infrastructure for Fintech

Build the data foundation that powers smarter credit decisions, real-time risk monitoring, and the unit economics visibility investors demand.

Fintech companies live and die by their data. Adapter builds analytics platforms that give lending, payments, and wealthtech firms real-time visibility into the metrics that drive growth, profitability, and risk management.

Key Challenges

  • Real-Time Data Processing at Scale
  • Point-in-Time Data Requirements
  • Regulatory Reporting Obligations

Overview

Analytics & Data Infrastructure for Fintech

Every fintech company reaches a point where spreadsheets and basic dashboards are no longer sufficient. Lending platforms need cohort-level default analysis to understand vintage performance. Payment companies need real-time transaction monitoring to detect fraud and manage liquidity. Neobanks need customer lifetime value models to optimize acquisition spend. And every fintech needs unit economics visibility that satisfies both internal decision-makers and external investors.

Adapter builds analytics infrastructure purpose-designed for fintech workloads. We start with your data architecture, designing event-driven pipelines that capture every transaction, decision, and customer interaction in real time. From there, we build analytics layers that serve different audiences: executive dashboards that track north star metrics and cohort performance, product analytics that measure feature adoption and engagement, risk analytics that monitor portfolio health and concentration, and financial analytics that provide the unit economics breakdowns investors expect in board decks.

Our fintech analytics platforms are built to handle the specific data challenges of financial services. This includes point-in-time data reconstruction for model validation (preventing look-ahead bias), regulatory reporting pipelines for BSA/AML, HMDA, and other compliance requirements, real-time streaming analytics for fraud detection and transaction monitoring, and data governance frameworks that meet the expectations of financial regulators and SOC 2 auditors. We also build self-service analytics capabilities that empower product, risk, and finance teams to explore data independently, reducing the bottleneck on engineering and data teams.

What we deliver

Solutions

  • 01

    Event-Driven Data Architecture

  • 02

    Temporal Data Warehouse Design

  • 03

    Automated Compliance Reporting

  • 04

    Investor-Ready Analytics Platform

Industry Challenges

Problems we solve

01

Real-Time Data Processing at Scale

Fintech companies process millions of transactions daily, requiring streaming data infrastructure that can handle volume spikes during peak periods without lag.

02

Point-in-Time Data Requirements

Credit model validation and regulatory compliance require the ability to reconstruct data as it existed at any historical point, which standard data warehouses do not support natively.

03

Regulatory Reporting Obligations

Fintechs must produce BSA/AML reports, HMDA filings, and other regulatory submissions that require precise data extraction, transformation, and audit trails.

04

Investor-Grade Financial Analytics

Board-level reporting requires sophisticated cohort analysis, unit economics calculations, and portfolio metrics that go far beyond standard BI dashboards.

What We Build

Our approach

Event-Driven Data Architecture

We design streaming data pipelines using Kafka or similar platforms that capture every business event in real time, supporting both operational analytics and historical analysis.

Temporal Data Warehouse Design

Our data models support point-in-time queries and slowly changing dimensions, enabling accurate model backtesting and regulatory data reconstruction.

Automated Compliance Reporting

We build data pipelines that automatically extract, transform, and validate data for BSA/AML, HMDA, and other regulatory filings, reducing manual effort and error risk.

Investor-Ready Analytics Platform

We create cohort analysis frameworks, LTV/CAC calculators, and portfolio health dashboards that provide the metrics investors and board members expect.

Results

What you can expect

Real-time analytics with sub-5-second latency

Streaming data architecture delivers live dashboards and monitoring that keep pace with transaction volumes, enabling real-time operational decisions.

80% reduction in regulatory reporting effort

Automated pipelines replace manual data extraction and spreadsheet manipulation for compliance filings, freeing staff for higher-value analysis work.

Board-ready metrics in minutes, not weeks

Pre-built cohort analysis and unit economics frameworks produce investor-grade reporting on demand rather than requiring weeks of manual preparation.

FAQ

Common questions

Things clients typically ask about analytics in this industry.

Ready to get started?

Tell us about your project and we will scope an engagement that fits.