Analytics & Data Solutions for Banking

Banking analytics must serve a uniquely broad set of stakeholders. The CFO needs interest rate sensitivity analysis and net interest margin trends. The Chief Credit Officer needs portfolio concentration reports and delinquency trend data. The BSA Officer needs transaction monitoring dashboards and SAR filing metrics. The retail banking head needs branch performance data and product cross-sell analytics. The board needs consolidated risk dashboards and CRA performance summaries. Most banks try to serve all of these needs with a combination of core banking system reports, vendor tools, and spreadsheets, resulting in inconsistent data, manual processes, and reporting that arrives too late to influence decisions.

Adapter builds analytics platforms that consolidate banking data into a single, governed source of truth. We integrate with core banking platforms (FIS, Fiserv, Jack Henry, and others), loan origination systems, treasury management platforms, digital banking channels, and external data providers. Our data architectures use banking-specific models that properly represent accounts, customers, products, and regulatory hierarchies, ensuring that metrics are calculated consistently regardless of who is looking at the data.

From this foundation, we build analytics capabilities for each stakeholder group. This includes ALCO (Asset Liability Committee) dashboards with rate sensitivity and liquidity metrics, credit risk analytics with portfolio segmentation and stress testing support, BSA/AML monitoring dashboards with alert volume and investigation metrics, retail analytics with customer profitability and product penetration data, and board-ready risk summaries. We also build self-service capabilities that allow analysts across the bank to explore data and build ad hoc reports without relying on IT, while maintaining the data governance and access controls that banking regulators expect.